Semple Solutions
Disability Insurance
Disability insurance is designed to replace income lost after injuries from illnesses or accidents. While some states have mandated short-term disability policies, most often disability insurance is a voluntary benefit and employees can take it if they so desire.
At Semple Solutions, we understand the various considerations that go into selecting the right group disability insurance plan and are passionate about making that process simple from start to finish.
Why Offer Disability Insurance to Your Employees
Generally, group disability coverage tends to be a far less costly option than individual coverage plans might be, and the costs vary based on the features of the plans and whether the plan is long or short-term in nature. Disability policies also allow for a limited expense to the employee and can be set up in different ways, (both pre and post-tax) for added convenience.
While these facets of group disability plans offer flexibility to you as you select the right plan, they also give you a wide range of details to consider in evaluating your group disability coverage options.
How To Find The Right Group Disability Insurance Plan
Before you begin to feel overwhelmed by all of the disability insurance options, it’s best to connect with trusted, experienced professionals who can guide you through the process of narrowing your options and selecting the plan that’s right for your employees.
In fact, experts agree that one of the best things you can do for your business when selecting a group disability insurance plan is to speak to an independent consultant.
Theresa and the Semple Solutions team have helped many companies, big and small, across a variety of industries perform a thorough assessment of their employees’ needs, evaluate their options, and select plans that respect those findings while staying within their budget.
Make Group Disability Insurance Simple
To learn more about how we can help you find the right plan for you and your team, contact us here.
Corporate Office
Semple Solutions, LLC
Sayreville, NJ 08872
(732) 238-6734